Retirement Planning

Retirement Planning

This will primarily involve pension planning, however, other methods can be employed to provide you with an income in retirement, such as building up a property portfolio, maximising ISA contributions and lump sum investment during your working life.

We believe a pension plan is still the most tax efficient method of building up sufficient funds to provide you with an income in retirement. Recent pension legislation has made it more flexible and easier to understand options now open to you. A pension plan is ultimately, an investment, and as such we review our pension clients on a six monthly basis, as with our portfolio clients.

Many people have built up property portfolios with the rental income generated from tenants being used to provide income. We are able to arrange the most competitive mortgages available to allow you to build up just such a portfolio.

“We were recommended to Harlequin as a couple looking to improve our pension position. Simon grasped what we were looking for very quickly and has really helped us to achieve a greater control of our finances. The ability to listen and be sensitive to what we needed at this time in our lives has been much appreciated…..the results are looking very promising and I am sure we are going to benefit from the more active management that we are getting from Harlequin.”

Mr & Mrs R Roper